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At Go Fund My Loan, we are the source for alternative financing to meet today’s funding challenges. We are the business financing solutions to help ensure your success.  We consult and work with businesses nation wide from start up to existing businesses.     With over 20 years of combine experience, we help businesses of all sizes to thrive in an ever-changing market.  We know that a business needs plenty of working capital to be successful, which is why we offer customized financial options and services. With our experienced professionals at your side, your dream of getting funding will become a reality.

Unsecured Business Lines of Credit

The Unsecured Business Lines of Credit is based on your personal credit and company (LLC or Corp) credit. The unsecured revolving lines of credit can be used for startup businesses, working capital, purchasing, rehabbing, or anyway that you want. There are no capital restrictions!

  • Our credit lines are unsecured
  • We don’t require any collateral
  • No liens against work equipment or property
  • No Restriction on funding usage
  • No income verification
  • No employment verification
  • No asset verification
  • 680+ credit score
  • Need to have a Corporation or LLC
  • Funding as quickly as 7 business days
Unsecured Business Lines of Credit

Unsecured Personal Loan

The Unsecured Personal Loan program allows you to get a cash loan of up to $400,000. All you need is your proof of employment, corporation verification or LLC, and a credit score of at least 700 to qualify. And the best part is, there are no restrictions on the funding usage!

  • Interest rates as low as 7.99%
  • We don’t require any collateral
  • No upfront costs
  • No liens against work equipment or property
  • No Restriction on funding usage
  • No income verification
  • No asset verification
  • Simple paystub employment verification
  • 700+ credit score
  • Need to have a Corporation or LLC
  • Funding as quickly as 7 business days
Unsecured Personal Loan

Business Credit Building

Are you looking to improve your credit? Is it difficult to apply for loans and other credit dependent services? We’re here to help. We help build business credit by improving your company EIN that is not linked to you or your personal credit. This can help you secure a HIGH-limit vendor and build a cash credit in your business name. No collateral or cash flow is required for approval. Apply and we will help you achieve your goal.

Business Credit Building

Rehab Lines of Credit

Our Rehab Lines of Credit program is created to help re-shape struggling credit scores for business owners that need extra capital. It allows us to extend lines of credit to investors that have Liquid Assets. Below are our qualifications to apply:

  • Minimum 2 months of bank statement for all checking and or saving account
  • Quarterly retirement funds
  • Quarterly or 2 months of stocks
  • 650+Minimum credit score to qualify
  • Maximum Loan-to-Cost (LTC) 90%
  • Rehab/Construction Financing ( Funding up to 95% of rehab budget, max 75% ARV )
  • Up to 20 Units
Rehab Lines of Credit

Business Purpose Loan

Do you have an existing business and are looking for the alternative ways to get funding?  Have you been declined by your local banks and credit unions? We’re here to help. We are lending consultants that work with many investors, alternative lenders and funding sources that meets today’s banking challenges. We will evaluate your business, your finances and assist you in getting your funding needs met.

Business Purpose Loan

Commercial Purpose Loan

Getting a loan from a conventional financing source in today’s economy is not always easy.   New rules and regulations can make it troublesome for business owners to purchase or refinance commercial property with a commercial loan from a bank.   We know that part of successful investing is being a smart real estate investor.   At Go Fund My Loan, we provided commercial loans to help our clients get the financing that they need to meet the demands of the fast-paced commercial real estate market.   We have the ability to help you meet your commercial funding needs.  We offer a variety of commercial real estate financing options to help individual and groups of borrowers obtain commercial properties.  No matter how big or small your transaction may be, we can help to structure the right type of financing solution for your needs.    We have commercial loan programs from full loan documentation to stated income that  focus less on a your credit history and more on the real estate itself, this type of financing is ideal for individual or business owners looking for a quick, fast and uncomplicated solution.  At Go Fund My Loan, we understand commercial financing.

CMBS Conduit Loans

      $1,000,000 – $50,000,000

  • Very low interest rates
  • Non-recourse debt structuring.
  • Fixed terms of 10 years
  • 30 year amortizations

Construction Financing

  • Up to 75% LTV
  • Can use collateral to cover the 25% down payment

100% Construction Money for credit tenant NNN construction projects

  • Need a signed NNN lease from a credit tenant
  • get up to 100% of cost on that project

SBA Loan

  • Real Estate Purchase maybe up to 100%
  • Must be owner occupied property
  • Purchase existing business
  • Working capital
  • Debt consolidation

 

Fix and Flip Loan

  • 9 mos to 12 mos term loan
  • Up to 100% Purchase and 100% Rehab depending on project and the location of the project
  • $75,000 to $100,000,000

Project Funding Loan

  • 9 mos to 12 mos term loan
  • 5Million up to 100M+
  • Need to have a minimum of 3% of the project

JV Funding Loan

  • 10M+
  • Existing Company prefer
  • Depending on Project; Start up maybe consider

NON RECOURSE First mortgage Bridge debt Up to 80%-85% for Multi-family in Major Metros

  • Purchase
  • Refinance
  • New Construction

  

Stated Income Loan

  • Purchase and Refinance
  • Owner and Non-Owner-Occupied Properties
  • Loan Sizes from $50,000 to $5,000,000.
  • Up to 75% LTV – Up to 80% with seller held second
  • 600 Credit score to qualify
  • 3,5,7,8,10,15,25,30 year fixed w/rates from 6.99%
  • Purchase, refinance, and cash-out refinance (limits on cash-out)
  • Interest only programs available
  • Closing in 4 weeks

Hard Money Loans Criteria and Rates

  • Purchase and Refinance
  • Loan Size: $100,000 to $100,000,000
  • Lending Area: National and International
  • Collateral: We lend to commercial real-estate, including raw land and development projects
  • Interest Rate: Variable from 7.99% to 14% depending on collateral
  • Amortization: Interest Only
  • LTV: Up to 80%
  • Origination Fee: 1 to 4%
  • Closing time: 5 business Days to 1 Month

 

Commercial Purpose Loan

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